Personal Loans and Lines of Credit

Whether you’re looking to buy your dream home, take a spur-of-the-moment vacation or provide overdraft protection for your checking account, you deserve tools and services that are designed to fit your life today and tomorrow.

That’s where Far West Bank comes in. We’re your community bank, built on providing convenient service and products that fit your needs and your life. That’s flexibility. That’s Far West Bank.

Signature Line of Credit
This open line of credit provides a safety net for cash emergencies and is the perfect link to your Far West Bank checking account for overdraft protection.

• Credit limits from $500 to more than $50,000, designed to fit your needs.
• Up to 0.50% intertest rate discount with any Far West Bank checking account and automatic loan payments.
• Transfer funds to your checking account through overdraft protection in $100 increments with no fee.
• Access your Signature Line through TeleService or at any financial center.

Below Prime Equity Line*
Put the equity in your home to work with a line of credit that is below the Prime Rate. Borrow $5,000 up to $1,000,000. Advance the funds as you need them, and enjoy the tax benefits of an equity line.** You can even lock-in a portion of your balance at a fixed rate up to three times.

• Rates as low as below Prime.
• No annual fee.
• No closing costs, including full appraisal if required by Far West Bank.
• Up to 0.50% intertest rate discount with any Far West Bank checking account and automatic loan payments.
• Borrow up to 80% of home value, minus outstanding mortgage.
• Options available for Home equity loans with fixed rates and for higher loan-to-value.

Mortgage Services
Our experienced team of mortgage professionals can guide you through the home-buying process from start to finish. So whether you’re buying your first home, your dream home or refinancing your current home, Far West Bank has the right loan for you.

• Owner/Builder construction loan packages to build your dream home.
• First-time home-owner programs and low down payment alternatives, including FHA, VA and others.
• Fixed or variable rates.
• Manufactured home and land packages.
• Land and home loans (up to 20 acres).

Vehicle Loans
If you are ready to buy your first new car or are looking for a bike or personal water-craft, we can assist with competitive rates and an easy application that will have you on the road or in the water in no time.

• Easy application.
• Up to 100% financing on new vehicles.†
• Terms up to 72 months for new and 60 months for used vehicles.†
• Up to 0.50% interest rate discount with any Far West Bank checking account and automatic loan payments.†
• Fixed rates.
• Options available for boats, RVs, aircraft, and other vehicles.

*Eligibility for APR below the Wall Street Journal Prime Rate determined by credit score coupled with certain discounts for packaged products and/or services. ** Consult your tax advisor regarding deductibility. †Excludes motor homes or recreational vehicles

Click Below to Reorder Personal Checks